Out of Debt

Summary


"Out of Debt" by Claude McKay celebrates the quiet joy of a family that has survived a modest Christmas without falling into debt. Told in warm Jamaican dialect, the poem follows a husband and father who sits light-hearted beside his wife and laughing baby, unburdened by credit or worry. Where others stretch their purses thin to make the season bright, this family finds deeper richness in freedom from obligation — a lesson crystallised in the image of a blind old man playing flute with a child at his knee.

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De Christmas is finish’;
It was rather skinnish,
Yet still we are happy, an’ so needn’ fret,
For dinner is cookin’,
An’ baby is lookin’
An’ laughin’; she knows dat her pa owe no debt.

A family sits together debt-free and joyful on a post-Christmas morning, in Claude McKay's poem "Out of Debt."

De pas’ hab de debtor,
An’ we cannot get her
To com back an’ grin at us in time gone:
Dere’s no wine fe breakfas’,
An’ no one fe mek fuss,
We all is contented fe suck one dry bone.

No two bit o’ brater
Wid shopkeeper Marter,
I feel me head light sittin’ down by me wife;
No weight lef’ behin’ me
No gungu a line fe
De man who was usual to worry me life.

We’re now out o’ season,
But dat is no reason
Why we shan’t be happy wid heart free and light:
We feel we are better
Dan many dat fetter
Wid burden dey shoulder to mek Christmas bright.

Some ’crape out de cupboard,
Not ’memberin’ no wud
Dat say about fégettin’ when rainy day:
It comes widout warning
’Fo’ daylight a marnin’,
An’, wakin’, de blue cloud ta’n black dat was gay.

De days dat gwin’ follow
No more will be hollow,
Like some dat come after de Christmas before:
We’ll lay by some money
An’ lick at de honey,
An’ neber will need to lock up our front door.

Jes’ look at de brightness
Of dat poor an’ sightless
Old man on de barrel a playin’ de flute:
Wha’ mek him so joyful?
His lap is of toy full,
A pick’ninny play wid de patch on his suit.

Ours too de same blessin’
An’ we’ve learn’ a lesson
We should have been learnin’ from years long ago:
A Christmas ’dout pleasure
Gave dat darlin’ treasure,
An’ duty to Milly is all dat we owe.

Credits

Claude McKay was a Jamaican-American poet and novelist, a key figure of the Harlem Renaissance whose early work drew vividly on his Caribbean roots. "Out of Debt" belongs to his first collection, Songs of Jamaica (1912), written entirely in Jamaican patois — making it one of the earliest published works to celebrate the dialect as a literary language in its own right.